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Whether you’re ready to get started on the journey to homeownership or you simply have a general mortgage or refinance question, our local mortgage loan experts will be right by your side every step of the way.
Erin Schlachter
Mortgage Loan Officer
NMLS#: 645889
I have over 20 years of combined financial and mortgage experience. I am primarily located in the Piedmont Triad Region; however, with today’s resources, I am able to successfully service all counties in North Carolina and surrounding states.
Apply NowHome Loan and Refinancing Services in Greensboro
When buying a home or refinancing in Greensboro, choosing the right mortgage loan is essential for your financial well-being. As a top mortgage lender in Greensboro, NC, we offer a variety of non-conventional and conventional loan options tailored to meet the needs of buyers and homeowners in the area.
Fixed-Rate Mortgages
Ideal for those seeking stable payments throughout the term of the loan, providing predictability in a fluctuating market. Can be used for both buying or refinancing a home.
FHA Loans
An FHA loan offers lower down payment requirements and flexible credit standards, making it a good option for first-time homebuyers. Their Streamline program offers a simple process for refinancing.
VA Loans
Exclusively for veterans and military families, VA loans offer no down payment and competitive interest rates when buying a home. Refinancing with a VA loan offers lower rates and payments.
USDA Loans
Great for rural areas. Buying with a USDA loan requires no down payment and offers low interest rates. Refinancing into a USDA loan offers better rates for eligible homeowners.
Manufactured Home Loans
These loans cater to those purchasing mobile or modular homes. Refinancing options are also available for manufactured homes with favorable terms.
First Time Homebuyer Loans
Low down payment required, making homeownership accessible for first time homebuyers and community partners without significant savings.
Investment Property Loans
Designed for those buying rental properties to generate income. Right By You Mortgage offers competitive rates and flexible financing options for you.
Second Home Loans
We’re here to turn your dream of buying a second home into a tangible reality, offering an array of great loan options tailored to suit your unique needs.
Hello, Greensboro
Greensboro’s mortgage market offers a wide range of opportunities. We are a local mortgage lender providing competitive options and a variety of home loan products. We understand the unique market of Greensboro and offer personalized services that are tailored to meet the needs of homebuyers. From first-time buyers to those exploring more advanced mortgage solutions, Right By You Mortgage in Greensboro is here to guide you through the mortgage process.
Due to continued growth in Greensboro, it’s important to choose a mortgage lender who can help you navigate market changes to find the best terms to meet your needs and make informed decisions.
Working with our local expert, Erin Schlachter, provides significant advantages. His in-depth knowledge of Greensboro’s market and his experience in helping clients through the mortgage process will guide you toward the best mortgage options. Erin’s here to offer the best mortgage lender advice, provide clarity throughout the loan process, and help you secure a path to homeownership.
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Understanding Homebuyer Assistance Programs in Greensboro
If you’re looking to buy a home in the Greensboro area, there is a variety of homebuyer assistance programs that can make your journey to homeownership more affordable and accessible. These programs are specifically designed to support residents – especially first-time buyers, low-income families, and veterans – with reliable mortgage assistance in Greensboro.
Assistance Programs
Greensboro offers several residential mortgage programs that make homeownership more achievable. These may include lower down payment mortgage options and other initiatives that help ease the upfront costs of buying a home.
Eligibility for Greensboro Mortgages
Certain mortgage solutions – like FHA loans, VA loans, and USDA loans – offer low interest rates and easier qualification requirements, making homeownership more accessible to those who meet the criteria. FHA loans are ideal for first-time homebuyers or those with less-than-perfect credit, while VA loans are specifically for veterans, active military members, and their families. USDA loans are available for homes in rural or suburban areas, offering no down payment and competitive interest rates.
Improving Credit to Secure Pre-Approval
One of the most important steps in securing mortgage pre-approval is improving your credit score. Lenders typically look at your credit score, and the better your score, the more favorable your loan estimate and terms may be. Consider paying down outstanding debt, making on-time payments, and avoiding new credit applications before applying for a mortgage. As a leading mortgage company in Greensboro, Right By You Mortgage can help you develop a strategy to boost your credit and improve your chances of securing a pre-approved loan.
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